The FINANCIAL -- While life insurers have a good value proposition for their policyholders, they lack an easy and understandable way to explain to other stakeholders how they create value and earn profits.

The FINANCIAL -- Europe has turned into a huge freezer. With temperatures well below freezing, venturing outdoors for even a short time will prove to be a real test of stamina.

The FINANCIAL -- There is no more important day on the American football calendar than Super Bowl Sunday. It is also one of the busiest days of the year for pizza chains. Not all of the pizzas they send out will arrive.

The FINANCIAL -- Despite exceptional major losses and burdens from the financial crisis, Munich Re’s preliminary figures show a profit of €0.71bn for 2011, thus demonstrating Munich Re ’s resilience. According to the profit for the fourth quarter totalled €0.63bn. Subject to the approval of the Supervisory Board and the Annual General Meeting, the dividend is to remain stable at €6.25 per share.

The FINANCIAL -- Allianz is helping to replace about 8.5 million light bulbs in Indian households as part of a project for energy efficient lighting. According to Allianz the project makes an important contribution to reducing overall electricity consumption and greenhouse gas emissions and results in significant cost savings.