The FINANCIAL -- A.M. Best Co. has downgraded the financial strength rating to B+ (Good) from B++ (Good) and issuer credit rating to "bbb-" from "bbb" of Commerce Protective Insurance Company (CPIC) (Elizabethtown, PA).

The FINANCIAL -- A.M. Best Co. has affirmed the financial strength rating (FSR) of A+ (Superior) and issuer credit ratings (ICR) of "aa-" of RiverSource Life Insurance Company (Minneapolis, MN) and its wholly owned subsidiary, RiverSource Life Insurance Co. of New York. (Albany, NY).

The FINANCIAL -- A.M. Best Co. has affirmed the financial strength rating of A- (Excellent) and issuer credit ratings of "a-" of Commonwealth Annuity and Life Insurance Company (Commonwealth) and its subsidiary, First Allmerica Financial Life Insurance Company (FAFLIC) (both domiciled in Southborough, MA) and Columbia Capital Life Reinsurance Company (Columbia) and its subsidiary, Charleston Capital Reinsurance LLC (Charleston) (both domiciled in the District of Columbia).

The FINANCIAL -- A.M. Best Co. expects the overall financial impact of Hurricane Irene to the U.S. property/casualty (P/C) industry to be generally manageable given the current overall strength of the industry.

The FINANCIAL -- A.M. Best Co. has downgraded the financial strength rating to C++ (Marginal) from B- (Fair) and issuer credit rating to "b" from "bb-" of National Life Insurance Company (NALIC), (Hato Ray, PR).