The FINANCIAL -- London/Moscow-11 August 2011: Fitch ratings has assigned JBC Insurance Company NOMAD Insurance (NOMAD) an Insurer Financial Strength (IFS) rating of 'B-' and a National IFS rating of 'BB-(kaz)'.

The FINANCIAL -- A.M. Best Europe – Rating Services Limited has affirmed the financial strength rating of A (Excellent) and issuer credit rating of "a" of Oman Insurance Company (PSC) (OIC) (United Arab Emirates).

The FINANCIAL -- A.M. Best Co. has affirmed the financial strength rating (FSR) of A (Excellent) and issuer credit ratings (ICR) of "a" of BF&M Life Insurance Company Limited (BF&M Life) and BF&M General Insurance Company Limited (BF&M General).

The FINANCIAL -- A.M. Best Co. has upgraded the issuer credit ratings (ICR) to "aa" from "aa-" and affirmed the financial strength rating (FSR) of A+ (Superior) of Houston Casualty Group (HCC) and its property/casualty members.

The FINANCIAL -- A.M. Best Europe – Rating Services Limited has affirmed the financial strength rating of A- (Excellent) and issuer credit rating of "a-" of Sunderland Marine Mutual Insurance Company Limited (SMMI) (United Kingdom).