The FINANCIAL -- According to APA-Economics, Unibank has launched the Strategy Manager consumer loan application scoring system created by the UK company Experian-Scorex.
This system is considered to be one of the world’s best applications which has successfully been integrated into Unibank’s Automated Banking System Va-Bank. The Strategy Manager application permits evaluation of every applying customer’s creditworthiness in a short time, performs the required credit procedures automatically up to the creation of a credit agreement. One of the advantages is that the system takes into account the amendments in strategy and minimizes the risks.
‘The scoring system applied in Unibank combines analytical forecasting, decision-making mechanisms and the methods of optimizing the strategy of the Bank. These advantages provide efficient systematization of the data and prompt reactions to the borrower’s inquiries,’ says Heydar Mirzoyev, the Retail Banking Manager.
Experian-Scorex, the creator of the Strategy Manager application, is one of the leading solution providers for decision-making process in the field of consumer loans. This technology is applied every year in more than sixty countries for several billions of consumer loan decisions.
Today Unibank is the only bank in Azerbaijan which launched this system and became an official partner of Experian-Scorex.