The FINANCIAL -- In May 2016, the average cost of cooking one standard Imeretian khachapuri declined to 3.08 GEL, which is 2.7% lower month-on-month (m/m, that is compared to April 2016), but 7% higher year-on-year (y/y, compared to May 2015).
The FINANCIAL -- Debt can enable you to enjoy things that are otherwise beyond your current reach. Borrowing can also have an ugly side though. Too much, too expensive, or the wrong kind of debt can make life miserable. In which currency to borrow, how to distinguish good and bad credit, and when do you really need a credit - these are the main issues that need to be considered in order to make money work for you and not vice versa.
The FINANCIAL -- In Central Europe, vocational and educational training (VET) has a tradition that reaches back to medieval times. To become, say, a baker in 14th century Germany, one had to go through an apprenticeship of two years, working and learning in an existing bakery, where one was guided and supervised by a meister (master craftsman). The apprenticeship was standardized and – if successful – ended with the conferment of a certificate and admission to the baker’s guild.