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The FINANCIAL -- Most frequent flyers are quite familiar with this situation: you are on your way to the airport and simply looking forward to having a cup of coffee and a small snack in the Lufthansa Lounge. Nevertheless, by the time you actually arrive at the airport, you take a look at the clock and realize that time is running out. In order to make travel easier for these customers in a hurry, Lufthansa has now developed a smart solution called "Delights to Go".
The FINANCIAL -- WASHINGTON (September 6, 2018) – Buying and moving into a new home is already a complicated process, but moving with children adds an entirely different set of requirements and stresses. The National Association of Realtors' 2018 Moving with Kids report, explores the unique needs of homebuyers and sellers with children under 18.
The FINANCIAL -- Public-Private Partnerships (PPPs) are long-term contractual arrangements between a government body and a non-government partner, usually for public service building projects.
The FINANCIAL -- WASHINGTON, D.C. -- Of 25 industry sectors in the U.S., the computer and restaurant industries roughly tie for being the most well-regarded by the American public. Both have net image scores at or near the +50 mark, the result of being viewed positively by about 60% of Americans and negatively by 10%. Two other food-related industries -- farming and agriculture, and grocers -- combine with travel to round out the top-five sectors, with net positive scores ranging from +35 to +38.
The FINANCIAL -- Munich. Sportiness coupled with a polarising appearance – based on this formula, the new BMW X2 has inspired above all a young and modern target group following its premiere in March 2018. With its extroverted design, the BMW X2 interprets the character of a premium SAC (Sports Activity Coupes) in an entirely new way within the compact segment.
The FINANCIAL -- Stuttgart. This power package for the C-Class is a clear statement on automotive sportiness spanning the entire product range: 25 years ago Mercedes-Benz unveiled the C 36 AMG as the top model of the new C-Class in model series 202 at the International Motor Show in Frankfurt am Main (IAA, 9 to 19 September 1993). By 1997, 5,221 units of the 206 kW (280 hp) high-performance saloon had been built in total. That is ten times more than the exclusive 190 E 2.5-16 Evolution II of model series 201 from 1990 with similar performance data.
The FINANCIAL -- Bank of America announced that it surpassed 36 million digital banking clients across its online and mobile banking offerings. This includes more than 25 million clients using the bank’s mobile app, which continues to add thousands of new users every day.
The FINANCIAL -- Starbucks comes by its reputation as the bellwether of gentrification honestly: Its entry into an area really does predict a measurable change in demographics.
The FINANCIAL -- When a new online training program launched in July to help school principals become better leaders and managers, the instructors expected to get maybe 100 participants.
The FINANCIAL -- A first of its kind pilot experiment investigates the impact of play in the workplace. The experiment took place at the LEGO Group’s London hub, ahead of the company-wide LEGO PLAY DAY – an annual event where all LEGO employees take time away for one day to play together and have fun.
The FINANCIAL -- This year’s University’s Velocipede Team (ULV Team) head off to the Nevada desert this weekend to attempt to break the hand cycle land speed record at the World Human Powered Speed Challenge with their new hand powered bike, ARION4.
The FINANCIAL -- The university which backed the WMCA bid for the 5G trial, has considerable expertise across numerous research disciplines related to 5G technology. The Aston Institute of Photonics Technologies (AIPT) is an internationally leading research institute with a 25-year history of research in optical fibre communication technologies; arguably the backbone of 5G infrastructure.
The FINANCIAL -- The combination of rising home prices and interest rates creates a doubly challenging environment for would-be home buyers, making monthly mortgage payments on even modestly priced homes more of a financial burden.
A monthly mortgage payment for the typical U.S. home requires 17.5 percent of the median income, up from 15.4 percent a year earlier, according to Zillow®'s second quarter affordability report.
Between 2012 and 2016, mortgage rates hovered near historic lows, extending what buyers could afford even as home values recovered from the Great Recession and reached new heights. But interest rates have shown a marked increase in 2017 and 2018, eating into that affordability. The monthly mortgage burden is greater than the historic average in 10 of the 50 biggest U.S. housing markets. Seven of these 10 markets are along the West Coast, which has seen particularly strong home value appreciation since the recession.
The typical rent now requires 28.4 percent of the median income, slightly lower than it did a year ago as rent growth has slowed below the pace of income growth. Although rent affordability remains worse today than it was in the 1980s and 1990s, it has gradually improved after peaking in late 2010.
Housing Costs are a Heavier Financial Burden for the Lowest-Income Earners
The diminished housing affordability is especially notable for lower-income renters. Nationwide, the typical rent in the most affordable third of the market requires 62.7 percent of the median income in the lowest third of incomesi. In all of the 35 largest housing markets, the typical rent for a more affordable rental requires at least 40 percent of the median bottom-third income.
Similarly, mortgage payments for the lowest-income earners are also significantly more burdensome than for those earning the most, even if they buy a home in the most affordable third of the market. Mortgage payments require nearly twice as much of the median income for lower-earning buyers (23.9 percent) than they do for the highest-income buyers (12.9 percent).
The difference in the financial burden between higher-income and lower-income renters and buyers is greatest in Los Angeles. The median rent in the least expensive third of the market required more than 100 percent of the typical income for the lowest-earning people living there. That leaves few options to realistically afford rent and other expenses on a typical income, outside of a housing subsidy, doubling up with roommates or taking on a second or even a third job to help make ends meet.
The FINANCIAL -- The United States and India vowed to cooperate more closely on defense matters, but reported no breakthroughs regarding U.S. threats to impose sanctions over New Delhi's purchases of Iranian crude oil and Russian weaponry.
The FINANCIAL -- U.S. Defense Secretary Jim Mattis arrived in Kabul for a surprise visit on September 7 to meet with Afghan President Ashraf Ghani and the new commander of NATO troops in Afghanistan and discuss progress on talks with the Taliban.
The FINANCIAL -- The European Bank for Reconstruction and Development (EBRD) is supporting the automotive industry in Morocco by lending €16 million to Varroc Lighting Systems Morocco, the Moroccan subsidiary of the Indian motor industry’s lighting systems giant, Varroc Engineering Pvt Ltd.
The FINANCIAL -- MANILA, PHILIPPINES (6 September 2018) — The People’s Republic of China (PRC) needs to improve financial incentives for service providers to strengthen the PRC’s three-tiered elderly care system if it is to cope with an old aged population set to double to 289 million by 2034, according to a new Asian Development Bank (ADB) brief.
The FINANCIAL -- eBay announces the expansion of eBay Authenticate into the luxury watch category, offering consumers thousands of high-end watches, verified by professional authenticators.
The FINANCIAL -- Open source is fueling the transformation of eBay’s infrastructure with technologies like Kubernetes, Envoy, MongoDB, Docker and Apache Kafka.
The FINANCIAL -- Bombardier Business Aircraft and Garmin announced a significant avionics upgrade for the Bombardier Vision flight deck aboard the Learjet 75 and Learjet 70 aircraft, which are already equipped with one of the category’s most generous and advanced cockpits, powered by the Garmin G5000 avionics suite. The upgrade, currently in flight testing, will enhance the aircraft’s capabilities for customers to access the most favourable routes as well as pave the way for future technological enhancements.